The all-in-one
credit repair
platform
Run and scale your entire
credit repair business in one place
The only platform that grades every letter, escalates past E-OSCAR, and forces lawful deletions with the Checkmate Engine, deletion forecasting, CFPB complaints, and identity-theft blocks, all under your brand.
Dispute Automation That Works
Save time and grow faster with modern credit-repair software
System Highlights
So much more than just dispute software
Gone are the days of missing features, clunky tools and juggling five subscriptions. CreditWix does it all, under your brand.
- E-OSCAR escalation engine (MOV · §623 · §611 · estoppel)
- Automated CFPB complaint assistant
- Secondary-bureau freeze center
- Beat-the-Scanner letter grader
- Checkmate engine + litigation packet
- 605B identity theft block + 605 obsolescence auditor
- Deletion forecast + win-rate intelligence
- AI dispute strategist + cross-bureau engine
- Client CRM & branded portals
- 1-click 3-bureau credit import
- Proven dispute letters, every round
- Print & USPS certified mail built-in
- Lead capture, pipeline & follow-ups
- White-label domain & team access
Most software just mails letters.
CreditWix fights past E-OSCAR.
The bureaus flatten every dispute into a 2-digit code and auto-stamp it “verified.” CreditWix is built to beat that, with the legal escalation, regulator pressure, and lockdown tools no other platform gives you.
The bureaus' robot, beaten
For every item it picks the strongest legal move (Method of Verification, direct-to-furnisher §623, procedural §611, or estoppel), tracks the 30-day deadline to the day, and auto-escalates the second they stall. Deletions that actually stick.
One-click federal complaints
When a bureau stonewalls, go over their head. CreditWix auto-drafts the entire CFPB complaint (exact category, airtight narrative, evidence list). The client submits, and the company has 15 days to answer a regulator. Tracked automatically.
Lock down the secondary bureaus
Freeze all 12 secondary agencies feeding the big three (LexisNexis, SageStream, Innovis, ChexSystems and more) with pre-filled letters that already include the client's ID and proof of address. Protects them and makes items far harder to verify.
AI Dispute Strategist
AI reads every negative item and builds the per-round attack plan.
Cross-Bureau Engine
Auto-finds factual contradictions across TU / EXP / EQ for instant, winnable dispute bases.
Dual-Bureau Import
One-click 3-bureau pull via IdentityIQ or SmartCredit, no manual entry.
Auto-Refresh
Reports re-pull automatically every 30 days as each dispute round completes.
Six weapons no other
credit repair platform has.
This is why builders switch and never leave. Each one attacks a different weak point in the bureaus' system, and together they delete what nobody else can.
Every letter, engineered to win
Before a letter mails, it predicts the exact 2-digit code the bureau will assign it and grades its deletion odds. Weak letters get rewritten into ones the automated system cannot rubber-stamp. No more spray and pray.
Intelligence you cannot build alone
Every dispute on the platform makes you smarter. See the real deletion win-rate for each furnisher and bureau, an unfair advantage a solo shop can never replicate. It gets sharper every single day.
Close the client before you start
Show a prospect their projected score gain and exactly which items will likely delete, in about 90 days, before they sign. The tool that turns a consultation into a contract.
Every bureau response ends in a loss
It picks the one dispute they cannot verify with a 4-minute code match, then maps every reply so each branch ends in deletion or documented liability. Armed with Hinkle v. Midland and the CFPB's own e-OSCAR enforcement, quoted right back at them.
When they will not comply, escalate
One click compiles the willful-noncompliance case: every letter, delivery date, blown deadline and bare 'verified,' ready for an FCRA attorney or mailed to the bureau as a final demand.
The deletions they cannot stall
For genuine fraud victims, a mandatory 4-business-day identity theft block. For everyone, auto-flag items past the 7-year window or with a re-aged date, the deletions no verification can ever save.
All six run legitimately on real FCRA mechanics, engineered to force lawful deletions, not shortcuts that get your clients burned.
Credit Repair Features Spotlight
A quick peek at what makes CreditWix powerful
Live Updates Dashboard →
Track every client, item and bureau response from one live dashboard.
One-Click Report Import →
Pull a client's full 3-bureau report in a single click, no manual entry.
Proven Dispute Letters →
Bureau-specific dispute letters for every round, generated instantly.
White-Label Client Portal →
Fully branded client portal on your own domain. Clients never see us.
Print & Certified Mail →
We print and mail your letters USPS certified with tracking, built in.
Dispute Intelligence →
See which creditors and bureaus you win, with strategy from your real data.
Lead Capture Forms →
Branded lead forms + QR that funnel new prospects into your pipeline.
Notes, Follow-ups & Rounds →
Notes, reminders and automatic round tracking keep every case moving.
FTC Identity-Theft Reports →
Generate official FTC affidavits for fraud disputes, right in the flow.
Print & Mail Built-In!
When we say "all-in-one," we really mean it
One-Click USPS Certified Mail
Endless trips to the printer, mailbox and post office are… well, ending. Send a dispute and CreditWix prints it on letterhead and mails it certified with tracking.
- Print & mail letters with one click
- USPS certified mail with tracking
- Tracking auto-added to the client file
- Delivery status right in your dashboard
- Nothing to print, stamp, or drive
Round 1 · 3 letters
USPS CertifiedGenerate Letters
Build your disputes
Pick Mail Options
Certified or first class
Send It
One click, we mail it
Track It
Tracking on the client file
The Client Journey
Track every client's progress with automated rounds and milestones
Client Details
Agreement Signed
Documents
Credit Import
Round 1
Round 2
Round 3
Complete
Your clients get the wow, too
A gorgeous, white-labeled portal that keeps clients engaged and paying, with every screen under your logo and colors.
Score Simulator
Clients drag what-if levers and watch their projected score move.
AI Credit Coach
A 24/7 assistant that answers questions grounded in their real file.
Progress & win celebrations
A visual journey with confetti each time an item gets removed.
Live scores & disputes
3-bureau score gauges and round-by-round status, always current.
One plan. Everything included.
No tiers, no add-ons. Run your whole business for one flat price.
Certified letter mailing at $16.50/letter (print + USPS certified + tracking)
Just want to fix your own credit? Get CreditWix for yourself for $49/mo →
Discover what you've been missing
Import a report, send your first disputes, and onboard clients under your brand, today.
Get Started